This type of coverage protects your business property, including buildings, equipment, inventory, and other physical assets, against risks like fire, theft, vandalism, and certain natural disasters. Property insurance can help cover repair or replacement costs in case of covered events.

Liability insurance safeguards your business against claims of bodily injury, property damage, or other liabilities that might arise from your business operations. It covers legal fees, settlements, and judgments in case you're found legally responsible for causing harm to others.

If your business owns or uses vehicles for business purposes, commercial auto insurance provides coverage similar to personal auto insurance but tailored for business vehicles. It covers property damage, bodily injury, and other risks associated with operating business-owned vehicles.

If you have employees, workers' compensation insurance is typically mandatory in most states. It covers medical expenses, lost wages, and rehabilitation costs for employees who are injured or become ill while performing their job duties.

A business umbrella insurance policy, also known as commercial umbrella insurance, is a type of liability insurance that provides additional coverage on top of your underlying business liability policies. It offers an extra layer of protection beyond the limits of your primary general liability, commercial auto liability, and employers' liability insurance. Business umbrella insurance is designed to help safeguard your business from substantial financial losses that could result from large liability claims or lawsuits.

With the rise of digital operations, cyber liability insurance covers losses and liabilities due to data breaches, cyberattacks, and other cyber-related incidents.

EPLI provides coverage against claims from employees related to issues like harassment, discrimination, wrongful termination, and other employment-related disputes.

This coverage helps replace lost income and cover ongoing expenses if your business operations are interrupted due to a covered event, such as a fire or natural disaster. It can help you maintain financial stability during the recovery period.